Social Security Disability Insurance
SSDI, or disability on their own record
Reviewed in every planFederal A monthly payment based on what your loved one paid into Social Security while working. It needs enough recent work credits, so it fits someone who held jobs before getting sick. It can be paid alongside SSI, and one application covers both.
Leads to
Medicare after 24 monthsExtra HelpMedicare Savings Programs
Where Families Get Stuck
The work credits expire. Roughly five years after the last job, the door closes, and families who wait for their loved one to get better often miss it.
The details
- Worth
- Based on their earnings record; often more than SSI
- Forms
- SSA-16SSA-3368SSA-3369SSA-3373
We research and prepare. We do not file.