The Olson family plan
Marie, this is your family's plan.
- Act now
Supplemental Security Income
Apply first. Unlocks Medicaid.
- Waiting
ABLE account
Open after SSI is approved.
- In place
SNAP
Already receiving. Renews in spring.
Not treatment. Not therapy. A plan.
You're not out of options.
For families facing serious mental illness, we find every option and build a plan you can act on today.
Get The Plan40+ programs
Reviewed for you
Crisis guidance
What to say, who to call
$199
Once. Ready in 72 hours.
FORMS YOU'LL NEED
- 1. SSI application
- 2. Adult disability report
- 3. Medical records release
How it works
The hard part is ours
You answer about 20 questions. We do everything after that.
You tell us your journey
What's happening, who your loved one is, what a hard week looks like. No records to dig up.
We do the research
Every program, checked against your family's journey. We uncover the resources that let you build for the future, find which approval unlocks the next, and plan for what you can do if your loved one can't take part.
You get one plan, in 72 hours
Every program they qualify for, in the order to file, with the deadlines and what to gather. Plus a crisis plan for the hard weeks. We walk you through your first step.
40+ programs. Missed by most. Found by us.
- SSI (Supplemental Security Income). A monthly federal payment for a disability and very limited income. Reviewed.
- SSDI (Social Security Disability Insurance). A monthly payment based on what your loved one paid in while working. Reviewed.
- Medicaid (adult, disability or SSI category). Health coverage for psychiatric care, medication, and hospital stays. Reviewed.
- Section 8 Housing Choice Voucher. A voucher that caps rent at about 30% of income. Reviewed.
- Supported housing / state rental assistance for SMI. A subsidized apartment with support staff for serious mental illness. Reviewed.
- SNAP. Monthly money for groceries on a card. Reviewed.
- State SSI supplement. Some states add a monthly payment on top of federal SSI. Reviewed.
- Representative payee (family member). Social Security can appoint you to manage their SSI or SSDI. Reviewed.
- SSA authorized representative. One form that lets you file, call, and appeal on their behalf. Reviewed.
- ABLE account. Savings that do not count against SSI or Medicaid limits. Reviewed.
- Disabled Adult Child (DAC) benefits. A monthly payment for an adult whose disability began before age 22. Reviewed.
- Medicaid HCBS waiver (home and community based services). Pays for support at home instead of a facility. Reviewed.
- ACT / CCBHC / state behavioral health services. A team that comes to your loved one, instead of an office visit. Reviewed.
- Medicare. Health coverage at 65, or after 24 months on disability benefits. Reviewed.
- Medicare Extra Help (Part D low income subsidy). Cuts prescription drug costs under Medicare to a few dollars. Reviewed.
- Medicare Savings Programs (QMB, SLMB, QI). Pays the Medicare Part B premium, and sometimes the copays. Reviewed.
- LIHEAP (energy assistance). A once-a-year payment for heating, cooling, or a shutoff. Reviewed.
- County crisis and emergency assistance funds. Small funds for one-time rent, a deposit, or a shutoff. Reviewed.
- Durable power of attorney and health care proxy. A signed form covering finances and medical decisions. Reviewed.
- Tax: claim loved one as dependent. You may be able to claim your loved one on your own tax return. Reviewed.
- Special needs trust (first- or third-party). A trust for family money that does not count against SSI or Medicaid. Reviewed.
- State general assistance. Small monthly cash from the state or county while SSI is pending. Reviewed.
- VA disability compensation. A monthly tax-free payment for a service-connected condition. Reviewed.
- Property tax and utility discounts for disabled household member. Property tax relief when a disabled family member lives at home. Reviewed.
- Assisted outpatient treatment (AOT). A family can petition a court to order outpatient treatment. Reviewed.
- Guardianship / conservatorship. A court can grant full legal authority. Reviewed.
- PACE (Program of All-Inclusive Care for the Elderly). One organization coordinates care at home for someone 55 or older. Reviewed.
- Paid family leave (state). Paid weeks off to care for a loved one, in some states. Reviewed.
- Tax: medical expense deduction for loved one. Their treatment costs may be deductible on your tax return. Reviewed.
- Tax: child and dependent care credit. Care you pay for so you can work can count as a tax credit. Reviewed.
- Earned Income Tax Credit (family member). A refundable tax credit for working families with modest income. Reviewed.
- Child Tax Credit and childcare subsidy. A tax credit and childcare help when a child lives in the home. Reviewed.
- ACA marketplace subsidies. Subsidized health insurance for anyone not on Medicaid, including you. Reviewed.
- Emergency Medicaid. Pays for emergency hospital care. Reviewed.
- State-funded health coverage. Some states pay for coverage when federal Medicaid does not reach. Reviewed.
What a family carries.
32 hours a week
Of your time, unpaid.
$8,384 a year
From your pocket.
70%
Of SSI claims, denied at first.
Sources: SSA 2024; AARP 2021.
Not your average advice.
Programs reviewed
Inaya40+
AttorneyUp to 2
Crisis guidance
InayaIncluded
AttorneyNone
Medical records needed upfront
InayaNone
AttorneyYes
Turnaround
Inaya72 hours
AttorneyMonths
Follow-up
InayaWith you all year
AttorneyNone after the decision
Supplemental Security Income (SSI)
InayaIncluded
AttorneyIncluded
Social Security Disability Insurance (SSDI)
InayaIncluded
AttorneyIncluded
Disabled Adult Child benefits
InayaIncluded
AttorneyIncluded
Medicaid waivers *
InayaIncluded
AttorneyNot included
Medicare Savings Programs *
InayaIncluded
AttorneyNot included
Extra Help with prescription costs (Part D)
InayaIncluded
AttorneyNot included
Housing voucher (Section 8) *
InayaIncluded
AttorneyNot included
HUD Section 811 *
InayaIncluded
AttorneyNot included
Food stamps (SNAP)
InayaIncluded
AttorneyNot included
Home utilities support (LIHEAP) *
InayaIncluded
AttorneyNot included
* Varies by state.
$11,928 a year. $199 to find it.
Federal SSI maximum, 2026
- The programs your loved one may qualify for, and the order to apply.
- A custom crisis plan from Salleha, a Crisis Text Line-trained crisis counselor
- Works even if they won't take part
- Every form, in order, with deadlines, in 72 hours
- A personal walkthrough of your plan, then 4 check-ins across your first year
When the system fails your family.We go to work.
Every option researched for you. One plan, one next step.