Disabled Adult Child benefits
DAC, or benefits on a parent's record
Reviewed in every planFederal A monthly payment for an adult whose disability began before age 22, paid from a parent's Social Security record once the parent retires, becomes disabled, or dies. It is usually larger than SSI and it does not depend on the loved one's own work history.
Leads to
Medicare after 24 monthsMedicaid kept under Section 1634(c)
Where Families Get Stuck
Nobody asks. SSA does not check for it when a parent retires, and proving the illness started before 22 means finding school and hospital records the family usually still has.
The details
- Worth
- Up to half a parent's benefit, three quarters if the parent has died
- Forms
- SSA-4SSA-3368School and medical records showing onset before 22
We research and prepare. We do not file.