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Can my loved one get a VA pension without a service-connected disability?

The short answer

Yes.

Veterans Pension is a needs-based payment. The disability does not have to be connected to service. Your loved one needs wartime service, a discharge that is not dishonorable, and income and net worth under the limits Congress sets. A disability is one way to qualify. Being 65 or older, living in a nursing home for a disability, or already getting SSDI or SSI can also meet the age or disability part.

What you can do

  1. Pension looks at wartime dates on the DD-214. At least one day has to fall in a wartime period VA lists, such as the Gulf War period that is still open. A free accredited VSO can help with this.
  2. The length of service has its own rule. Active duty that started before September 8, 1980 generally needs 90 days, with at least one day during wartime. Enlisted service that started after September 7, 1980 generally needs 24 months, or the full period called up, with at least one day during wartime. Officers who started after October 16, 1981 have their own 24-month rule. There are exceptions, including discharge for a service-connected disability.
  3. A dishonorable discharge can block pension. An other than honorable or bad conduct discharge may too, until VA reviews the character of discharge or a discharge upgrade is approved. Do not decide at home that your loved one cannot qualify. A free accredited VSO can help with this.
  4. Income and net worth have to fall under the current limits. The house, a car, and most home furnishings are treated differently from other property. The rates page has the year's numbers.
  5. Veterans Pension uses VA Form 21P-527EZ. A free accredited VSO can help with this.

Official pages

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Sources

FAQs

Q: Does turning 65 meet the disability part of Veterans Pension?

Yes. Being 65 or older can meet the age or disability part. Your loved one still needs wartime service, a discharge that is not dishonorable, and income and net worth under the limits.

Q: Is the Gulf War still a wartime period for pension?

Yes. VA still lists the Gulf War period as open. At least one day of service has to fall in a wartime period.